The best way to get more money from your auto accident settlement is to begin your compensation claim the right way.
The following are the steps you’ll want to follow when starting your auto accident claims against another vehicle owner’s insurance:
Be Aware of Blame Questions
In the beginning of your auto accident claims, the insurance company may ask you questions that will try to make you at fault for their insurer’s car accident.
As an example, one of more common questions asked by the insurance companies is : “How could you have avoided the accident?”
If you read it carefully, you will notice that this question assumes that you were the person who was responsible for the car accident. That the accident may have been avoided if you were driving more attentively.
At the outset of the car accident injury claim, the matter of fault is still undetermined. The insurance company can’t certainly know who is the cause for the accident until eventually they examine the car accident report, get in touch with witnesses, look into the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the auto accident.
The more fault they can give you, the lower your car accident claim.
To avoid this trap, simply respond to this question: ” I couldn’t have prevented the accident as your crashed into me.”
Whether or not you could have averted the accident does not matter at this point. If the accident was your fault, the evidence will clearly show it.
But at the moment, don’t presume you’re already to blame for the auto accident. Doing so will only damage you and greatly reduce your odds of getting more money. So always make sure you listen really carefully to how the insurance companies phrase their questions to you.
The basic thing you are attempting to do at this point …
Focus on the Other Driver
Right after tell the insurance company about the accident, stress how the other vehicle owner was involved.
Do not say: “I was in a car accident with your insurer”. Say things like:
“Your insurer rammed into me” “Your insurer struck my car coming from the back” “Your insurer crossed the red light and destroyed my car.”
By shifting the focus on the other car owner, you are staying away from getting responsibility for the car accident. This helps improve your likelihood of getting a higher settlement.
It’s extremely important to realize that you should NEVER lie to the insurance companies about your auto accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your auto accident settlement the right way, you increase your likelihood of getting more money from your insurance claims.
Read more helpful ways to increase your money after car accident and personal injury
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