Auto Insurance Rate Trend- February 2009
21 states saw lower auto insurance rates on average vs. January; 9 states experienced higher auto insurance rates on average. The remaining 20 states were either not included in the study (New York and Massachusetts) or experienced no …  read more…

Low Cost Car Insurance – Car Insurance Tips from Budget Car Insurance
All About New luxury cars Information and car insurance. Home. Low Cost Car Insurance – Car Insurance Tips from Budget Car Insurance. Posted by admin on Thursday, March 26th 2009. Digg it · Bookmark it · Stumble it · Email to friend. 26. Mar. Giving your car an anti-theft lock system will help you much in getting low cost car insurance. The value of your car and its replacement value, are factors that influence the cost of your car insurance. …  read more…

What kind of fine do you get for driving without car insurance in …
My older brother recently bought a brand new car, and just two days ago the insurance he purchased from the dealership’s insurance company expired. He has.  read more…

From Google Blog Search

New Mexico personal injury lawyers for the accident victims of New Mexico
A Personal Injury can occur any time an individual suffers physical or psychological harm because of someone else?s negligence, recklessness or malpractice. The most common type of personal injuries a…  read more…

Auto Title Loans: Why You Should Read The Legal Disclosures Section
Subprime loans are tailor-made for consumers who have a low credit score and do not have access to conventional, low-interest debt instruments. Borrowers who are in need of emergency cash and can’t ge…  read more…

Automobile Equity Loans: Fixing Credit Report Problems
Borrowers with bad credit can get emergency cash by applying for subprime debt instruments such as automobile title loans. Bad credit is usually caused by missed or late payments to creditors that you…  read more…

From GoArticles.com

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Resolved Question: Is this another good reason why we should be denying licenses to illegal immigrants?
ANNAPOLIS, Md. (AP) — In an online Spanish language chat room, people from all over the East Coast seek tips on how to get driver’s licenses in Maryland even though they don’t live there.

Businesses run classified ads in Spanish-language publications in Washington, D.C., Virginia and Maryland urging “undocumented Hispanic friends” to take advantage of the opportunity to get Maryland ID without having to prove they’re in the country legally.

In one case, Maryland motor vehicle officials say, 68 different people applying for licenses and IDs gave the same address for an 800-square-foot home in Baltimore.

Maryland is one of just four states – and the only one east of the Mississippi – where people don’t have to prove they’re legal U.S. residents to get driver’s licenses. Some lawmakers are pushing to change that this year, arguing that Maryland’s rules make it a target for fraud by undocumented people from all over the U.S.

But advocates here and in other states with similar rules – Hawaii, New Mexico and Washington – argue that allowing illegal immigrants to get state-issued identification gives police broader databases to use when investigating crimes and increases the rate of auto insurance coverage.

“It makes the streets safer for all of us,” said Delegate Jolene Ivey, a Democrat from Prince George’s County who supports continued access to Maryland licenses for undocumented residents.

Read more @ http://hosted.ap.org/dynamic/stories/M/MARYLAND_IMMIGRANT_LICENSES?SITE=AP&SECTION=HOME&TEMPLATE=DEFAULT&CTIME=2009-03-19-18-40-43

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Voting Question: what do you think of this Linda Monk article?
THE PARTY’S OVER

About Linda Monk

Linda R. Monk, J. D., is a constitutional scholar, journalist, and nationally award-winning author. A graduate of Harvard Law School , she twice received the American Bar Association’s Silver Gavel Award, its highest honor for law-related media. Her books include The Words We Live By: Your Annotated Guide to the Constitution, Ordinary Americans: U. S. History Through the Eyes of Everyday People, and The Bill of Rights: A User’s Guide. For more than 20 years, Ms. Monk has written commentary for newspapers nationwide, including the New York Times,
Washington Post, Los Angeles Times, and Chicago Tribune

THE PARTY’S OVER

By Linda Monk

The Crash of 2008, which is now wiping out trillions of dollars of our people’s wealth, is, like the Crash of 1929, likely to mark the end of one era and the onset of another.

The new era will see a more sober and much diminished America . The ‘Omnipower’ and ‘Indispensable Nation’ we heard about in all the hubris and braggadocio following our Cold War victory is history.

Seizing on the crisis, the left says we are witnessing the failure of market economics, a failure of conservatism. This is nonsense. What we are witnessing is the collapse of Gordon Gecko (‘Greed Is Good!’) capitalism.

What we are witnessing is what happens to a prodigal nation that ignores history, and forgets and abandons the philosophy and principles that made it great.

A true conservative (Rep or Dem) cherishes prudence and believes in fiscal responsibility, balanced budgets and a self-reliant republic.
He believes in saving for retirement and a rainy day, in deferred gratification, in not buying on credit what you cannot afford, in living within your means.

Is that really what got Wall Street and us into this mess — that we followed too religiously the gospel of Robert Taft and Russell Kirk? ‘Government must save us!’ cries the left, as ever.

Yet, who got us into this mess if not the government — the Fed with its easy money, Bush with his profligate spending, and Congress and the SEC by liberating Wall Street and failing to step in and stop the drunken orgy?
For years, we Americans have spent more than we earned. We save nothing. Credit card debt, consumer debt, auto debt, mortgage debt, corporate debt — all are at record levels. And with pensions and savings being wiped out, much of that debt will never be repaid.

Our standard of living is inevitably going to fall. For foreigners will not forever buy our bonds or lend us more money if they rightly fear that they will be paid back, if at all, in cheaper dollars. We are going to have to learn to live again within our means.

THE PARTY’S OVER!
Up through World War II, we followed the Hamiltonian idea that America must remain economically independent of the world in order to remain politically independent.
But this generation decided that was yesterday’s bromide and we must march bravely forward into a Global Economy, where we all depend on one another.
American companies morphed into ‘Global Companies’ and moved plants and factories to Mexico , Asia, China , and India , and we began buying more cheaply from abroad what we used to make at home: shoes, clothes, bikes, cars, radios, TVs, planes, computers.

As the trade deficits began inexorably to rise to 6 percent of GDP, we began vast borrowing from abroad to continue buying from abroad.
At home, propelled by tax cuts, war in Iraq and an explosion in social spending, surpluses vanished and deficits reappeared and began to rise. The dollar began to sink, and gold began to soar.
Yet, still, the promises of the politicians come.
Barack Obama will give us national health insurance and tax cuts for all but that 2 percent of the nation that already carries 50 percent of the federal income tax load.

Who are we kidding?

What we are witnessing today is how empires end. The Last Superpower is unable to defend its borders, protect its currency, win its wars, or balance its budget.

Medicare and Social Security are headed for the cliff with unfunded liabilities in the tens of trillions of dollars.
What we are witnessing today is nothing less than a Katrina-like failure of government, of our political class, and of democracy itself, casting a cloud over the viability and longevity of the system.
Notice who is managing the crisis. Not our elected leaders. Nancy Pelosi says she had nothing to do with it.
Congress is paralyzed and heading home. President Bush is nowhere to be seen.
Hank Paulson of Goldman Sachs and Ben Bernanke of the Fed chose to bail out Bear Sterns but let Lehman go under. They decided to nationalize Fannie and Freddie at a cost to taxpayers of hundreds of billions, putting the U. S. government behind $5 trillion in mortgages.
They decided to buy AIG with $85 billion rather than see the insurance giant sink beneath the waves. Unelected financial elite is now entrusted with the assi

  read more…

Resolved Question: Need auto insurance…please help for insurance agents?
My auto insurance will not be renewed due to a very bad judgment on my part (I own my mistakes) My car was stolen when I loaned it to my ex-boyfriend’ in Mexico…..I freaked out and ‘lied’ about where the car was stolen from. The car was found by my ex-boyfriend a few days later and I notified my insurance; I told them the truth what happened owing to my lie and I dropped the clam. They are not renewing my insurance stating that I am ‘high risk’ My question is this….will I be able to get other insurance? I have NO tickets, accidents, no claims, no bad driver record anything. I am STILL covered now and seeking other insurance, does the new insurance have access to what the old insurance said? Again, I have coverage until the end of Jan. ’09, and nothing else wrong EVER although I know what I did was very wrong…..I just freaked out. Please help….thanks

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FriendFeed At least one person isn’t feeling the pinch of the current economic crisis. Saw someone tooling around Hillsboro today in a brand new red Ferrari. You kind of have to question the judgement/morals/taste/tact of someone who’d buy a car like that though in this climate. I was torn when I saw it.
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Twitter New blog post: How do mexicans look for auto insurance in Mexico? http://tinyurl.com/5cvs96
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