Is there something from your past that you regret? Many of us can answer yes to that question, especially if you got a DUI. A DUI goes on long after the fees and legal papers are done.
DUI’s are more common than we think. If you don’t get caught, then you are one of the lucky ones. If you drink while driving, you are risking yourself and others around you. DUI’s are all around us and are if you are driving at night, then it is very possible that someone around you has been drinking.
Many people drive after they drink, but they just get lucky and don’t get caught. However, it is careless to get behind the wheel after you drink and you take the risk of hurting yourself as well as others around you.
There are many things that can happen when you get in your car after you drink, such as hurting yourself or others, or even killing someone. If you get pulled over for a suspected DUI, you risk jail time, criminal charges, and a ticket. A DUI goes against your record for a very long time. If you get a DUI, it makes your insurance rates go up and takes a long time to get it off. Driving drunk one night can make you pay for a long time to come.
Once a DUI gets on your license, it doesn’t get removed until a certain amount of time lapses. It alerts the insurance companies, who then have no choice but to raise your insurance rates or deny you coverage because of your high risk status. It is law that when you apply for or renew your insurance policy, the insurance company must pull up a driving record, which includes your DUI. The companies then mark you as a high risk driver.
If you are considered a risk If you got one DUI, it is likely that you may get another. The second time, you may not be as lucky, and may hurt or kill someone. If this happens, your insurance is the one paying out. They must know that your policy is enough to cover any outgoing expenses in case of this tragedy. Some insurance companies won’t even cover you with a DUI. So the next time you drink, think first and don’t get behind the wheel.
A lot of insurance companies make you file a SR-22 once have been marked with a DUI. This states that that you have enough insurance coverage to take care of things if you get caught with another DUI.
The next time you want to drink, make sure you have a designated driver or you plan on getting a cab, because the consequences are stern.
Drinking under the influence can not only hurt you but others as well!
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