Best Price Guide: RV and Auto Insurance Basic tips
Again, this coverage is very similar, if not identical, to the coverage you have on your personal auto insurance policy. This coverage can be broken down into two different categories; liability and physical damage. … read more…
Auto Insurance Best ยป IFA Insurance Company Launches Comprehensive …
After lowering its premiums an average of 5 percent in June, military family insurer USAA will further reduce auto insurance rates with a new round of cuts scheduled to take effect on August 21. Click here for more info … read more…
Car Insurance Facts
Instant Auto Insurance Quote: How to do it If you want to drive, you are going to need to have proper auto insurance. This means getting an instant auto. read more…
From Google Blog Search
You Need Credit Scores With a Credit Report
I recently logged on to annualcreditreport.com to get my once a year free credit report but to my surprise there were no credit scores. In case you didn’t know, everyone is entitled to their free cred… read more…
Bankruptcy and auto insurance
The economical crisis has forced many simple consumers find ways of dealing with their debts while retaining their assets and living a normal life. One of such options has become filing for bankruptcy… read more…
Insurance Quotes and Rates for 2009
The insurance industry is reporting that insurance premiums across the board have increased an average of 6% entering 2009. Studies show the main factors that increases premiums are claims and busine… read more…
From GoArticles.com
GEICO Announces Auto Insurance Rate Decreases for Georgia Drivers (Business Wire via Yahoo! Finance)
MACON, Ga.—-GEICO has good news for motorists in the Peach State: a new auto insurance rate plan that will save Georgia drivers money. The rating plan is already in effect for new policies and will be effective Feb. 8 for renewal policies. read more…
GEICO Lowers Georgia Auto Rates (Insurance Journal)
GEICO reports that it is reducing auto insurance rates in Georgia by 2.3 percent on average. The rating plan is already in effect for new policies and will be effective Feb. 8 for renewal … read more…
Cost for car insurance drops 1.9% in Arizona, rises nationally (The Arizona Republic)
Insurance.com says that while the national average rose 8 percent, it lowered by 1.9 percent in Arizona. read more…
Resolved Question: What’s the *average* starting pay for a Licensed P&C Agent selling Auto Insurance?
What is the average *starting* pay for a licensed Property & Casualty Agent selling Auto Insurance? (preferably in California).
What is the average *starting* hourly wage? and what is the average commission?
Resolved Question: Any REALISTIC ideas how we can scale back our budget?
Here’s a breakdown of my husband and my monthly obligations:
Mortgage: $1206
Car payments: $466
Electric: $120
Natural gas: $66
Verizon: $70
Cable/phone/internet: $80
Water/waste disposal: $75
Life insurance: $85
Auto insurance: $174
Student loans: $120
Credit card: $51
Currently, my husband is getting a lot of overtime, and we are bringing home $4,400 a month. However, in June his overtime will end for about 8 months, and his income will settle back down to approx. $3,000 per month. Both of these figures are after health insurance, taxes, and our 401(k) contribution of 4%.
I am extremely grateful that we are making what we are in this terrible economy, but it’s very frustrating because once the overtime ends, we will just be making it, with room for few extras, and I just don’t know what else we can cut down/cut out.
Our mortgage is not going to change; in fact, it could very well go up if our homeowner’s insurance premium goes up or our city decides to raise the real estate tax;
We owe 3 more years on our cars, and $466 TOTAL between both payments is quite cheap, and it’s silly to trade one of our cars in for something cheaper since we have already paid so much on them, so there’s not much to do with that;
Our natural gas, electric, and water bills are right on par with the local average – we are very conscious of our lights, heat, and water usage, and can’t cut these bills back anymore without major discomfort;
We are in the middle of a 2 year contract with Verizon and are on the cheapest plan available (they actually don’t even offer our plan anymore… we are grandfathered. The cheapest plan currently for two lines is $20 extra a month);
Our phone/cable/internet bill cannot be reduced – I work at home and depend on the house phone, since my husband and I share a mere 500 peak minutes on our cells, our cable is the minimum package at $12 a month – basically just prevents us from needing rabbit ears, and our internet is the cheapest available in our area;
We just acquired life insurance, which is $50,000 each whole and $100,000 each term – that’s a necessity, especially since we are 23 and 24 and locked in our rate for life;
Our auto insurance could be lowered by upping our deductible to $500, but I called and asked about it, and it would only make a $30 difference every 6 months, which doesn’t seem worth it considering we’d be upping our deductibles so much.
The student loan… well, there’s not much we can do about that. We could get it financed for more than the standard 10 years, but then you are just spending SO much extra money in interest.
We have recently paid off $1,100 furniture, $500 department store charge, $1,500 Best Buy, $1,600 on my credit card, and now all we have left is my husband’s credit card, which has a $3,000 balance. Most of this debt was from early in our marriage and we decided quickly that we didn’t want to carry debt, so we have been working hard to pay it off. Before my husband’s overtime ends, we will have paid the credit card completely off.
So… any realistic ideas of how we might cut our expenses? All the articles on the internet are so cheesy or unrealistic. For instance, I’m not in dire enough of a situation to reduce my heat to 60 degrees!
– OUR income will be $3,000. Not just his.
The insurance deductible reduction would only lower my auto insurance $30 every SIX months, not every month. I wish it’d lower it $30 per month! 
Resolved Question: how much is auto insurance ?
i live in Edmonton Alberta and i am getting my license in 5 weeks and my car in 6 so i was just wondering how much is average auto insurance
Average Search CPC Data by Category for November 2008 – ClickZ
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