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Voting Question: Sueing someone over a dog being hit by a car?
My mom lives outside the city limits of Eureka Springs Arkansas and her dog got out and hit by a car passing by..now they have contacted her telling her they are going to sue her because their bumper got messed up..sueing for the deductible they have to pay on their auto insurance..can they really sue her over that?? anyone know?
Resolved Question: Insurance Claims (Direct General)
I am a Direct General customer and has recently been in an accident (more like March 2008) and my insurance company seems to not wanna pay up accurately! I do understand my deductible must be paid by me, but when the estimator came by to check the damages done to my car, he didn’t even bother to let me know he was outside or that he was looking at my car. This resulted in an inaccurate estimate because he couldn’t look under the hood. I took it to two other repair shops and got two different estimates. Each one looked under the hood and the first wrote up an estimate for $1490 plus, and the second for over $1500. The insurance company’s guy said $477! They sent me $277. Leaving me to pay over $1200-$1300 that I shouldn’t have to pay. Not to mention, the insurance company hasn’t even given me an rental car. I am at my wits end and don’t know where to go from here. I have an lawyer, but that situation is for a different discussion!
Anyone with some insight on what I could possibly do to get my car into the shop for auto repairs and get into a rental car, please let me know because my car is really acting up and isn’t too safe for me to drive back home in with my daughter! We stay in NW Arkansas and is in Central Arkansas now hoping the insurance company will call me in the morning before the repair guy get too busy!
I have gotten the rental car today, but they only got it for two days at the most, but I’m going to need it for more than that. I will have to see what I can do on that, but would like to know what about this supplement estimate thing. How long does it normally take for the shop to get paid this way?
Ok, here’s an update:
I have tried to call my adjuster, but she nor her supervisor never answered or called me back. The repair guy isn’t going to do any work on it until he gets paid (understandable). The insurance company is closed for the weekend, which means the rental they got for me has to be back tomorrow evening. I had to take matters into my own hands! I called to get an extension on my rental until they open up and start paying the shop for the repairs! If they act up again, they will just have to keep paying for my rental. Even my lawyer would agree with me on this! Am I doing something completely dumb here or do I have all the right in the world? BTW, I have a child and an appointment back home, and need to get to it Monday. I have been getting dissed for almost two days, since I’ve been here!
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